Start at your own level and add money when it works for you
The Eagle Select® Focus Series fixed index annuities (FIAs) offer flexibility and no premium banding. That means rates aren’t based on your premium amount — and your premium can start as low as $5,000.
You’re in the driver’s seat
With the flexible premium feature:
- You decide when to add money to your contract, with no minimum or maximum and without extending the surrender charge period.
- You can consolidate your money into one contract vs. purchasing multiple annuities, making it easier to track your savings.
- You have the power to enjoy the advantage of compounding interest as your money potentially grows over time.
It’s simple. You can save at your own speed, giving you the opportunity to maintain your level of financial stability and accumulate assets on your time table.
Annuity contract and rider issued under form series ICC18 E-BASE-IDX, ICC18 E-IDX-C-7, ICC18 E-IDX-C-5, ICC21 E-E-PTP-C, ICC21 E-E-PTP-PR , ICC17 E-R-MVA, ICC21 E-R-ERR, ICC20 E-R-EBR and state variations thereof. Availability may vary by state. For complete details, please see product-specific sales brochure(s) and disclosure(s).
Past performance is no indication of future results.
If the sum of all Performance Rate Rider charges deducted is greater than all interest credited to the contract value at the end of the surrender charge period, we will increase the contract value by the difference.
Surrender charges may apply to excess withdrawals that, in addition to LIB payment, exceed 10% annual free withdrawal available under the contract. You may be subject to a 10% federal penalty if you make withdrawals before age 59½. Withdrawals are subject to ordinary income tax.
Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period.
Enhanced Benefit Rider (ICC20 E-R-EBR) included with no fee for issue ages 75 and under. Availability and benefits may vary by state. Not available in CA.
Possible interest credits for money allocated to an index-linked crediting strategy are based upon performance of the specific index; however, fixed index annuities (FIAs) are not an investment, but an insurance product, and do not directly invest in the stock market or the index itself.
This is not a comprehensive overview of all the relevant features and benefits of the Eagle Select® Focus 5 or Eagle Select® Focus 7 FIAs. Please read the sales brochure and disclosure for complete details and limitations.
This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance or need of any specific person. In providing this information, Eagle Life Insurance Company® is not acting as your fiduciary as defined by the Department of Labor. Eagle Life does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.
Guarantees are based on the financial strength and claims-paying ability of the issuing company. Eagle Life is a wholly owned subsidiary of American Equity Investment Life Insurance Company®.
The “S&P 500®” is a product of S&P® Dow Jones® Indices LLC (“SPDJI”), and has been licensed for use by Eagle Life Insurance Company® (“EL”). Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s® Financial Services LLC (“S&P®”); Dow Jones is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones®”). These trademarks have been licensed to SPDJI and sublicensed for certain purposes by EL. EL’s products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones®, S&P® or their respective affiliates, and such parties make no representations regarding the advisability of investing in such product(s) and have no liability for any errors, omissions or interruptions of the S&P®.
The “Invesco Dynamic Growth Index” (the “Index”), the proprietary data contained therein, and “Invesco” are the property of Invesco Indexing LLC (“Licensor”) and have been licensed for use by Eagle Life Insurance Company® (“Licensee”) as a component of certain FIA products (each, a “Product” and collectively, the “Products”).
The Product is not sponsored, endorsed, sold or promoted by Licensor. Licensor makes no representation or warranty, express or implied, regarding the advisability of purchasing the Products generally or the ability of the Index, to track general stock market performance. Licensor’s relationship to Licensee includes the licensing of certain trademarks and trade names of Licensor and of the Index, which is determined, composed and calculated by Licensor without regard to the Licensee or the Product. Licensor has no obligation to take the needs of the Licensee or any other party into consideration in determining, composing or calculating the Index. Licensor has no obligation or liability in connection with the administration, marketing or trading of the Product.
Licensor does not guarantee the accuracy and/or the completeness of the Index and/or any data included therein. Licensor makes no warranty, express or implied, as to results to be obtained by any person or entity from the use of the Index, any data included therein in connection with the rights licensed hereunder or for any other use. Licensor makes no express or implied warranties, and hereby expressly disclaims all warranties of merchantability or fitness for a particular purpose with respect to the Index, or any data included therein. Without limiting any of the foregoing, in no event shall Licensor have any liability for any special, punitive, indirect or consequential damages (including lost profits), even if notified of the possibility of such damages.
“Franklin,” “Franklin Templeton” and the “Franklin Global Trends IndexSM (the “Index”) are trademarks of Franklin Advisers, Inc. (the “Licensor”) and have been licensed for use by Eagle Life Insurance Company® (“Eagle Life”) as a component of certain fixed index annuity products (each, a “Product” and collectively, the “Products”).
Licensor uses a third-party calculation agent (the “Calculation Agent”) to calculate and publish the Index. The Calculation Agent uses its best efforts to ensure that the Index is calculated correctly; however, the Calculation Agent has no obligation to point out errors in the Index to third parties. Neither publication of the Index by the Calculation Agent nor the licensing of the Index or Index trademark for the purpose of use in connection with the Products constitutes a recommendation by the Calculation Agent to purchase the Products, nor does it in any way represent an assurance or opinion of the Calculation Agent with regard to any Product.
The Products are not sponsored, endorsed, sold or promoted by Licensor or the Calculation Agent. Neither Licensor nor the Calculation agent makes any representation or warranty (express or implied) regarding the Product, the advisability of purchasing the Product, or the use of the Index or any data included therein. Licensor’s only relationship to Eagle Life is the licensing of certain trademarks and trade names and the Index or components thereof. Neither Licensor nor the Calculation Agent have any obligation or liability in connection with the marketing, issuance or administration of the Product.
LICENSOR DOES NOT GUARANTEE THE ACCURACY AND/OR THE COMPLETENESS OF THE INDEX OR ANY DATA INCLUDED THEREIN AND LICENSOR SHALL HAVE NO LIABILITY FOR ANY ERRORS, OMISSIONS, UNAVAILABILITY OR INTERRUPTIONS THEREIN. LICENSOR MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED BY LICENSEE, HOLDERS OF THE PRODUCT OR ANY OTHER PERSON OR ENTITY FROM THE USE OF THE INDEX OR ANY DATA INCLUDED THEREIN. LICENSOR MAKES NO EXPRESS OR IMPLIED WARRANTIES, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, WITH RESPECT TO THE INDEX OR ANY DATA INCLUDED THEREIN. WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL LICENSOR HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, INCIDENTAL, CONSEQUENTIAL DAMAGES OR LOST PROFITS, EVEN IF NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES.