Eagle Select® Income Focus 12% Simple Roll-up

Building retirement income over time

On the Eagle Select® Income Focus fixed index annuity (FIA) with the Lifetime Income Benefit Rider (LIBR), the 12% Simple Roll-up feature with daily crediting can help boost your future income.1^This option has a set IAV rate, declared at issue and guaranteed for 10 years. The IAV is calculated on a simple interest basis. The rider fee is guaranteed for the life of the rider. There’s a one-year waiting period to start income.

Here’s how:

  • As you start your FIA contract, you begin growing your Income Account Value (IAV) right away.
  • There’s a one-year waiting period to start income.
  • Every year for up to 10 years that you wait before taking the income from your annuity, the IAV will increase 12% per year.
  • If you defer income for the full 10 years, this feature results in an IAV that’s potentially more than double what you initially put into the annuity, assuming you’ve made no withdrawals over this time period.

You can see here how the IAV grows every year.




Annuity contract and riders issued under form series ICC18 E-BASE-IDX, ICC18 E-IDX-C-7, ICC21 E-E-PTP-C, ICC21 E-E-PTP-PR, ICC17 E-R-MVA, ICC21 E-R-ERR, ICC20 E-R-EBR, ICC21 E-R-LIBR-W-FSP, and state variations thereof. Availability may vary by state. Surrender charges may apply to excess withdrawals that exceed the annual free withdrawal available under the contract. You may be subject to a 10% federal penalty if you make withdrawals before age 59½. Guarantees are based on the financial strength and claims-paying ability of the issuing company. Eagle Life Insurance Company® is a wholly owned subsidiary of American Equity Investment Life Insurance Company®. 
This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance or need of any specific person. In providing this information, Eagle Life is not acting as your fiduciary as defined by the Department of Labor. Eagle Life does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.