Simple. Steady. Secure.

Accumulation annuity

Eagle Guarantee Focus®

Eagle Guarantee focus — available with a 3-, 5-, or 7-year surrender charge period — is a fixed annuity designed to protect your principal while providing guaranteed interest for the length of the contract. With tax-deferred growth, flexible withdrawal options, and enhanced benefits for life events, these annuities deliver reliable accumulation and dependable protection, making them a smart choice for those who value stability in retirement planning.

Eagle Guarantee Focus®

Stable returns, simply structured

Your money is protected and grows steadily at a fixed rate

Your contract earns interest at a guaranteed rate for the selected surrender charge period, so no matter what the markets do, your principal is never at risk and your growth is predictable. This stable approach allows you to plan confidently, knowing your retirement savings will be protected and steadily increase, giving you the freedom and security to plan ahead.

Principal protection - these stable-money alternatives offer guaranteed interest and principal protection from market loss.
Principal protection - these stable-money alternatives offer guaranteed interest and principal protection from market loss.
Tax-deferred growth - money grows tax-deferred, allowing for faster growth over time until withdrawal.
Tax-deferred growth - money grows tax-deferred, allowing for faster growth over time until withdrawal.
Liquidity - each contract defines various opportunities to withdraw finds, including free & partial withdrawals. Subject to surrender charges.
Liquidity - each contract defines various opportunities to withdraw finds, including free & partial withdrawals. Subject to surrender charges.

Flexible withdrawal options to support life’s changing needs

You have access to your money through multiple withdrawal features designed to provide confidence, convenience, and care when you need it most. These features ensure your annuity remains a flexible part of your retirement plan and that you’re able to respond to the unexpected.

Free withdrawals - after the first year, you may withdraw up to 10% of your contract value annually without penalty.
Free withdrawals - after the first year, you may withdraw up to 10% of your contract value annually without penalty.
Enhanced Benefit Rider - allows access to up to 100% of your contract value if you are diagnosed with a terminal illness or require extended nursing care. Not available in California.
Enhanced Benefit Rider - allows access to up to 100% of your contract value if you are diagnosed with a terminal illness or require extended nursing care. Not available in California.

Leave more to your loved ones with less stress

If you pass away during the contract term, your beneficiaries receive the full contract value or the minimum guaranteed surrender value — whichever is greater. This benefit passes directly to your heirs without surrender charges and may help them avoid the delays and costs of probate.

Product materials

Eagle Life I Product Line Rate Sheet w/SIF 10CA10

Eagle Life I Product Line Rate Sheet w/SIF 10CA10

Product offering rate sheet

Product offering rate sheet

Ready to add an annuity to your retirement strategy?

Understand what you’ll need

Understand what you’ll need

Explore your annuity options and how each can uniquely support your retirement goals.

Talk to a financial professional

Talk to a financial professional

Discuss your options, get personalized guidance, and choose a strategy tailored to your needs.

Purchase an annuity

Purchase an annuity

Lock in your annuity contract, select the features that fit your needs, and set your retirement strategy in motion.

Watch your money work

Watch your money work

Earn interest and tax-deferred growth as you build value, income, and confidence for your retirement years.

Annuity contract and rider issued under form series ICC20 E-BASE-SPDA, ICC20 E-SPDA-3, ICC20 E-SPDA-5, ICC22 E-SPDA-7, ICC20 E-R-EBR and state variations thereof. Availability may vary by state.