Financial strength you can count on
We’re built to keep our promises, with strong financial ratings and stability to ensure your retirement is protected today and for years to come.
Ratings are more than numbers — they’re a measure of trust
Financial strength ratings reassure contract owners that a company has the resources and resilience to deliver on its promises, even through economic downturns.
Rating agencies assess a company’s ability to meet its guarantees and financial obligations. Each agency uses its own scale and criteria, but all share a focus on financial health, claims-paying ability, and business fundamentals to help consumers and financial professionals make informed decisions when selecting an annuity provider.
Our financial strength ratings
When you choose Eagle Life, you’re placing your trust in a company with strong, stable, and transparent financial ratings.
AM Best
Rating: Excellent (1)
As of 11/2024
S&P Global
Rating: Very strong (2)
As of 05/2024
FitchRatings
Rating: Outlook stable (3)
As of 07/2025
Products to secure your future
Our commitment to financial strength is reflected in the annuity products we offer. Built for long-term stability and designed around accumulation and guaranteed income, our annuities help provide financial confidence in retirement.
Additional resources
Access the customer portal
Manage your accounts through our online customer portal.
AEL is the brand name and pending trademark of American Equity Investment Life Insurance Company® which specializes in the sale of fixed index and fixed rate annuities through its wholly-owned operating subsidiaries, American Equity Investment Life Insurance Company®, Eagle Life Insurance Company®, and American Equity Investment Life Insurance Company of New York.
1A.M. Best has assigned American Equity an “A” (Excellent) rating, reflecting their current opinion of American Equity’s financial strength and its ability to meet its ongoing contractual obligations relative to the norms of the life/health insurance industry. A.M. Best utilizes 15 rating categories ranging from A++ to F. An “A” rating from A.M. Best is its third highest rating. For the latest rating, access www.ambest.com. Rating effective 11/27/2024
2Standard and Poor’s rating service has recognized American Equity Investment Life Insurance Company with an “A” rating. An insurer rated “A” has strong financial security characteristics, but is somewhat more likely to be affected by adverse effects of changing circumstances or economic conditions than are insurers with higher ratings. Ratings from ‘AA’ to ‘CCC’ may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories. Rating effective 5/6/2024.
3Fitch Ratings assigned Eagle Life Insurance Company an Insurer Financial Strength rating of “A”. Fitch Ratings utilizes 19 rating categories ranging from “AAA” to “C.” An “A” rating is the sixth highest rating. An insurer with an “A” rating is considered to have a strong capacity for payment of financial commitments, but may be more vulnerable to adverse business or economic conditions than insurers with higher ratings. Outlooks indicate the direction a rating is likely to move over a one- to two-year period if current financial or other trends continue. For more information, please visit www.fitchratings.com [fitchratings.com]. Rating effective 7/18/2025.