Retirement income research in partnership with Insured Retirement Institute

Research shows the importance of adjusting retirement expectations to match your financial resources.

If you’re like most retirees or workers nearing retirement, you may be feeling less confident in your preparations for retirement than past generations. You may worry about disappearing pensions, potentially inadequate Social Security benefits and increasing health care costs. For insight into this trend, Eagle Life Insurance Company® partnered with Insured Retirement Institute (IRI), a leading trade association for the insured retirement industry.

IRI developed “Aligning Retirement Expectations with Financial Resources,” a white paper based on the responses of more than 2,000 American workers and retirees. The accompanying “IRI Research Infographic” offers a snapshot of its findings. 

Research topics include concerns about: 

  • Having adequate Social Security benefits and pension 
  • Tapping into savings to supplement protected income
  • Rising health care and long-term care costs
  • Maintaining lifestyle in retirement
  • And more! 

Read “Aligning Retirement Expectations with Financial Resources” now.

Download the white paper





These findings are based on responses to an online survey conducted in November 2021. Survey responses came from 2,004 Americans, half of whom are workers who are 15 or fewer years from planned retirement age, and half of whom have been retired for at least five years. All survey respondents have at least $100,000 in retirement savings, not including the value of real estate. 

This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or need of any specific person. In providing this information Eagle Life Insurance Company is not acting as your fiduciary as defined by the Department of Labor. Eagle Life® does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.