Fixed Annuities

Provide clients the stability of a declared interest rate, guaranteed for the length of the contract. 

What is a fixed annuity?

A fixed annuity is a contract between you and Eagle Life. A fixed annuity offers predictable interest growth, with a competitive rate guaranteed for a specified number of years. That money is able to grow tax-deferred until an income payment is taken.

Your fixed annuity includes:

  • Guaranteed Rate – A competitive rate is declared at the beginning, and guaranteed for a set period of time. 
  • Principal Protection – All premiums and interest increases are safe from index volatility until a withdrawal is taken. 
  • Lifetime Income Options – Convert part of retirement funds into a stream of guaranteed, lifetime payments.

Eagle Life fixed annuity benefits: 

  • Tax-deferred growth – Taxes are not owed on earned interest until a withdrawal is made from the contract
  • Systematic withdrawals of interest or amounts to satisfy the IRS minimum distributions are accessible immediatelySee footnote *
  • Penalty-Free Withdrawals are available
  • Additional liquidity may be available if the annuitant is placed in a nursing home or diagnosed with a terminal illness (varies by state, product and issue age)

Eagle Life offers fixed annuity products that provide different benefits and terms. 

Eagle Guarantee Focus®(SPDA) 3 Year

Eagle Guarantee Focus® (SPDA) 5 Year


*Benefit not guaranteed and subject to change 
Features and benefits may vary by product and state.  Please review the contract or product disclosure for more information.
Eagle Life Insurance Company® does not offer legal, investment, or tax advice. Please consult a qualified professional.
Guarantees based on the financial strength and claims paying ability of the issuing company.  Eagle Life is a wholly owned subsidiary of American Equity Investment Life Insurance Company®